Cap your costs. Keep your people happy.

Stop dreading renewal season. With Choice, you set the budget and we handle the rest — administration, compliance, and a benefit your team actually values.

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Why employers switch

A benefits budget you actually control.

Traditional group plans put your costs in someone else's hands. Choice flips that: you decide the contribution, your team chooses the coverage, and renewals stop being a gamble.

Fixed, predictable spend — you control the allowance, with no participation minimums.
Zero admin burden — we run enrollment, reimbursements, and reporting.
Compliance on autopilot — ACA affordability testing, ERISA, and HIPAA handled.
Retention you can feel — real plan choice plus unlimited primary care.

"We went from bracing for another double-digit renewal to a number we actually set ourselves — and the team is happier with the coverage."

— The kind of outcome Choice is built to deliver

The cost problem

Group premiums keep outpacing everything.

The numbers that make a fixed allowance look very attractive.

$26,993

Average family group premium, 2025

KFF, 2025

+6%

Family premium increase in one year

KFF, 2025

$6,850

Average employee share of family premium

KFF, 2025

20–30%

Typical employer savings with ICHRA

Industry estimates

Side by side

What changes when you switch.

	Choice ICHRA + DPC	Traditional group plan
Employer cost	Fixed & predictable	Variable, rises yearly
Plan options for employees	Hundreds — they choose	1–3 employer-picked
Participation requirements	None	Often 70%+ required
Admin & compliance	Handled by Choice	Your responsibility
Primary care access	Unlimited DPC included	Copays & deductibles

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Ready when you are

Build a benefit your team values.

Get a tailored savings estimate and an ICHRA plan designed around your business.

Request a Quote › See how it works